Health Insurance for Expats in Spain

Expat Health Insurance Spain by Caser

If you are planning to live in Spain, you will likely be required to show proof of coverage for private health insurance for your visa or residency. The requirements have evolved over the years and at present, it needs to be equal coverage to the Spanish health system. Caser Seguros meets the visa and residency requirements and gives you dental too! We offer insurance to those 69 years old and younger for visas (non-lucrative visa health insurance, digital nomad visa, student visa, EU citizens wanting residency in Spain and more). Our Adapta +Sonrisa plan is great for Spanish residency visa insurance.
Download the full brochure here or you may prefer to read our Health Insurance FAQs.

Health Insurance In Spain for Expats and Residents

If you already live in Spain and don’t require private health insurance for residency purposes, you can still benefit from flexible and affordable cover. Our Integral health insurance plans are designed for residents who want reliable access to private healthcare, with options to include or exclude hospitalization and choose a copayment level that suits your budget.

These copayment-based plans offer lower monthly premiums while giving you access to private doctors, specialists, and medical services across Spain. It’s a cost-effective way to enjoy faster appointments, greater choice, and peace of mind knowing your healthcare is taken care of while living in Spain.

Are you over 60 years of age?

In addition, we offer Salud +60, our private health insurance in Spain designed especially for expats aged 60 and over. With no upper age limit and no health questions required to join, it’s an ideal solution if you’re retiring or relocating to Spain later in life. The policy gives you fast access to English-speaking doctors, specialist consultations, diagnostic tests, treatments, and a full medical check-up—helping you avoid long public healthcare waiting times.

Whether you need cover for peace of mind, residency requirements, or simply to protect your health while living in Spain, Salud +60 ensures you can access quality private healthcare when and where you need it. Enjoy the confidence of knowing your health is protected, so you can focus on enjoying your life in Spain. This plan does not meet visa requirements.

Features From Our Adapta Sonrisa Plan

No Deductible

Use any of the over 45,000 providers in the medical network. There is no annual deductible to meet prior to being covered.

Repatriation (add-on to policy)

The add-on policy covers the transfer of the deceased insured in Spain or when traveling abroad (except in his country of origin), to the place of destination in his country of origin designated in policy, including embalming and transport coffin costs.   

Comprehensive Dental Care

Sonrisa Esencial is included and gives you dental benefits with a guaranteed price limits and no waiting periods.

40+ services free of charge
Free dental plan for under 15 yrs
Save up to 50% on treatments  

Residency with Adapta Sonrisa

Caser Seguros Adapta plan meets all of the requirements for NIE, EU citizen residency, Spanish residency visa insurance, non-lucrative visa health insurance, health insurance for digital nomad visa Spain, and more. We offer a offers an official certificate to add to your documents.

Quality Care 24-hour Access

Caser offers dedicated English-speaking 24-hour medical and pediatric care via the telephone and online. So you have peace of mind, you will be looked after every day of the year. Other languages include French, German, Dutch.

Travel Insurance

Medical care abroad. Up to 90 days and 15,000€ per insured party per year.

Download a brochure here!